Our Story

Headquartered in San Diego, California and founded in 2003, Align Financial Holdings, LLC is an insurance holding company. The company’s subsidiaries include: Align General Insurance Agency, LLC, a specialty casualty general insurance agency; Catalytic Risk Managers & Insurance Agency, LLC, the largest independent property catastrophe program underwriting manager in the U.S.; Nalico General Agency, Inc. a leading underwriter of specialty personal property insurance; Deposit Choice, a national provider of surety bonds and insurance products to the multifamily housing industry and Streamlign, an Insurtech company developing advanced, innovative “no-touch” insurance product offerings. In addition, AFH oversees two claims companies, which provide claims services for the underwriting operations: Align Claims Services, Inc. providing TPA services for Casualty Claims and Catalytic Claims Services, Inc. providing TPA services for Property Claims. 

In 2021, Align Financial Holdings joined the DUAL North America, Inc. group of companies. DUAL North America is one of the largest independent underwriting organizations in the United States and is dedicated to providing underwriting excellence to broker and carrier partners. With 25+ programs across Casualty, Commercial Property, Financial, and Personal Property products underwritten through several specialized subsidiaries, DUAL offers one of the most diverse selections of specialty insurance products. Learn more at www.dualna.com

Our core business objective is to develop and build sustainable, profitable specialty insurance programs working with a select group of quality carrier partners. To achieve this, we hire successful insurance professionals that have a proven ability to generate profitable underwriting results in their specialist area of insurance.

AFH has invested heavily in its infrastructure and technology to ensure that its businesses deliver differentiated service from the competition and are highly efficient in all market cycles. AFH has offices in Atlanta, GA,  Chicago, IL, Dallas TX, Nashville, TN, Denver CO, San Diego CA, Los Angeles, CA, Slidell, LA and Tucson, AZ.