Leading Tech-led Underwriting manager of specialty property and casualty insurance programs

Align Financial Holdings is one of the largest independent general agencies in the U.S with industry leading operating businesses covering a broad array of specialty personal and commercial lines property and casualty markets.


Align Financial Holdings is a member of the DUAL North America, Inc. group of companies. DUAL North America is one of the largest independent underwriting organizations in the United States and is dedicated to providing underwriting excellence to broker and carrier partners. With 25+ programs across Casualty, Commercial Property, Financial, and Personal Property products underwritten through several specialized subsidiaries, DUAL offers one of the most diverse selections of specialty insurance products. Learn more at www.dualna.com

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Align General

Underwriter and distributor of diversified, specialty commercial insurance programs.

Catalytic Risk Managers

Largest independent property CAT program manager in the U.S.

Deposit Choice

National provider of surety bonds to multifamily industry.


Underwriter of three specialty personal property programs through 4,000 retailers across six states.

Catalytic Claims

Manages property catastrophe claims on programs underwritten by Catalytic Risk Managers.

Align Claims

Specializes in the administration and quality adjustment of commercial auto claims in the
western states of the U.S.


FinTech leader developing and delivering next generation sales, service and fulfillment technologies in support of AFH portfolio company needs and the needs of their customers.

Differentiated Industry Leaders
Unique market position and established acquisition process have allowed the Company to become a leading consolidator in a highly fragmented space.
Proven acquisition platform

Unique market position and established acquisition process have allowed the Company to become a leading consolidator in a highly fragmented space.

Growth-oriented synergy opportunities

Align consistently identifies expansion opportunities in new specialty verticals, often when the broader market considers those verticals unfavorable from an underwriting perspective.

Underwriting Integrity

Employs a disciplined underwriting strategy and represents a highly efficient way for carrier partners to deploy capacity with experienced professionals capable of executing well-defined, fundamentally sound specialty underwriting.

Next Generation Tech

Access to a market-leading, proprietary, scaled technology-enabled platform.

Kieran Sweeney
Align Financial

Mr. Sweeney founded Align Financial Group LLC in 2003, as well as Personable Holdings, Inc in 2011 and Catalytic Holdings LLC in 2013. Mr. Sweeney graduated from University College Galway, Ireland in 1987 with a Bachelor of Science in Biochemistry & Immunology.

John Johnson
Align Financial

Mr. Johnson has 30 years of insurance and management experience. He is a recognized industry leader in underwriting profitable personal and commercial catastrophe programs as well as a wide variety of property and casualty products.  John graduated from the University of Southern California, Marshall School of Business with a B.A. in finance.

Michelle Roccoforte
Align Financial

Michelle has 30 years of Insurance Corporate and Premium Accounting experience across multiple lines of business with expertise in implementation of various cash reconciliation, online payment systems, and commissioning systems for streamlining and automation of the cash flow processes. Mrs. Roccoforte earned her Certified Public Accounting designation after graduating from San Diego State University with a Bachelor of Science in Accounting.

Jerry Batcheller
Align Financial

Jerry, a 30+ year insurance professional has managed operations supporting $1 billion in annual written premium business. Mr. Batcheller graduated from San Diego State University with a Bachelor of Science in Finance and continues to hold an active California resident P&C insurance license in good standing since 1989, including 78 additional non-resident and surplus lines license designations.

Andy Swindall
NALICO General Agency

With additional expertise in start-up operations, M&A, negotiations, acquisition integration, marketing, accounting, resource management, and risk analysis and management, Andy is all-in-inclusive solution for organizations seeking strong leadership and practical knowledge of financial and operational aspects to managing a business.

Ryan O'Connor
Deposit Choice, LLC

Ryan, an expert in brand awareness strategies through technology,  has held significant leadership positions within the insurance industry from Chief Marketing Office at Arrowhead General Insurance Agency to President of Prospection General Insurance Agency.  As President of Deposit Choice, LLC, Ryan is focused on building strategic partnerships positioning Align Financial as a leader in the specialty surety marketplace.


Rick Becker

A proud graduate of SDSU, with a degree in Information Systems, Rick has held leadership roles in IT, System Development, Business Intelligence Distribution , Operations and Product Development and Pricing.  Prior to joining Align Financial Holdings in 2012, Rick excelled for decades in executive positions with Arrowhead, AAA, and MAPFRE.  Today, Rick leads Streamlign, the FinTech division of Align Financial Holdings.


350 10th Ave, Suite 1450
San Diego, CA 92101


Phone: +1 (619) 333-2500
Fax: +1 (619) 593-2176